working with a personal bankruptcy lawyer, you will need to provide various information and documentation to ensure a smooth and accurate bankruptcy filing process. Here is a detailed list of the key information and documents typically required
Table of Contents
Personal Information
– Full legal name, including any aliases or previous names
– Social Security number
– Date of birth
– Current address and previous addresses for the past few years
– Contact information, including phone number and email address
Financial Information
– Detailed list of all assets, including real estate, vehicles, bank accounts, investments, and personal property
– Documentation of income, such as pay stubs, tax returns, and proof of any other sources of income (e.g., rental income, alimony, child support)
– List of all debts, including credit cards, loans, mortgages, medical bills, and any other outstanding obligations
– Copies of recent billing statements, loan agreements, and any correspondence related to debts
– Documentation of any pending lawsuits, judgments, or liens against you
– Bank statements for the past few months
– Retirement account statements
– Insurance policies (life, health, property, etc.)
– Any other relevant financial documents
Legal and Personal Documents
– Valid identification, such as a driver’s license or passport
– Social Security card or proof of Social Security number
– Marriage certificate, divorce decree, or separation agreement (if applicable)
– Birth certificates for dependents
– Any court orders or legal documents related to child custody or support
– Documentation of any recent inheritances or gifts received
– Copies of any bankruptcy-related documents if you have previously filed for bankruptcy
Expenses and Budget
– Detailed breakdown of monthly expenses, including rent/mortgage, utilities, groceries, transportation, insurance, medical costs, and other regular expenses
– Proof of monthly expenses, such as receipts, bills, and invoices
– Any documentation of extraordinary expenses, such as medical bills or ongoing legal fees
Credit Counseling Certificate
– Completion certificate from a credit counseling course approved by the U.S. Trustee’s Office. This course is mandatory before filing for bankruptcy.
It is essential to provide accurate and complete information to your bankruptcy lawyer to ensure the bankruptcy filing is done correctly and to maximize the benefits you may be entitled to. Remember to consult with your lawyer regarding any additional documentation specific to your case.