it is possible to receive both workers’ compensation benefits and Social Security Disability benefits, but there are certain limitations and rules that apply.
Workers’ compensation benefits are provided to employees who suffer work-related injuries or illnesses. These benefits typically cover medical expenses, rehabilitation costs, and a portion of lost wages. Workers’ compensation is administered at the state level, and the specific rules and regulations vary from state to state.
On the other hand, Social Security Disability benefits are provided to individuals who are unable to work due to a severe disability that is expected to last for at least one year or result in death. These benefits are administered by the Social Security Administration (SSA) and are available to disabled individuals regardless of whether the disability is work-related or not.
While it is possible to receive both workers’ compensation and Social Security Disability benefits simultaneously, there are certain limitations to be aware of. The combined amount of these benefits cannot exceed 80% of the individual’s average current earnings before becoming disabled. If the combined benefits exceed this threshold, the Social Security Disability benefits may be reduced to ensure compliance.
Additionally, some states have laws that require workers’ compensation benefits to be offset by the amount of Social Security Disability benefits received. This means that the workers’ compensation benefits may be reduced if the individual is also receiving Social Security Disability benefits.
It is important to note that the eligibility criteria and application processes for workers’ compensation and Social Security Disability benefits are different. While workers’ compensation benefits are typically available immediately after a work-related injury or illness, Social Security Disability benefits require a more extensive application process, including medical documentation and a determination of disability by the SSA.
In summary, it is possible to receive both workers’ compensation benefits and Social Security Disability benefits, but the combined amount cannot exceed 80% of the individual’s average current earnings before becoming disabled. Additionally, some states may require an offset of workers’ compensation benefits by the amount of Social Security Disability benefits received.